Get a FIXED Rate!

Loan Application

Using our online loan application, you can take your time and complete your application whenever it's convenient for you. And, you can always save your work and come back and complete it later if you need to.

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Call us anytime at:

(510) 279-7736

Is your Ajustable Rate Mortgage mortgage rate going to adjust to 8%, 9%, 10% or even 11%?, Soon?

Peace of mind for the life of your loan

PREMIER FUNDING offers 15–30 years FIXED rate mortgages at lower and competitive rates, with up to 10 years Interest Only Option available.

What is a Fixed Rate Mortgage?
A Fixed Rate Mortgage is the most common mortgage for many homebuyers because the monthly payments do not change. Fixed Rate Mortgages maintain the same interest rate and monthly payments for the life of the loan.

Why choose a Fixed Rate Mortgage?

Solid and stable
If you plan on staying in your home for an extended period of time, a Fixed Rate Mortgage will protect you from fluctuations in interest rates. While adjustable rate mortgages generally have a lower initial rate, they could end up costing you more in both time and money when you need to either refinance or pay a higher rate due to the adjustment.
Worry-free planning
Knowing what your monthly housing expense will be over time can help you plan for other expenses and set long-term financial goals for yourself and your family.
Set it and forget it
Forget about interest rate fluctuations. In fact, forget about your mortgage.
Set up Auto Pay when you take out your Fixed Rate Mortgage, and you'll never have to worry about missing a payment.

Special Features:

Interest only payment option for a period of 10 years.
No mortgage insurance option
Low down payment option
Low documentation option

A Fixed Rate Mortgage may be appropriate if you:

Wish to purchase or refinance a home
Looking for the stability of a fixed payment
Need a Lower Down Payment
Need a Higher Loan to Value Loan for Refinance
Need to Purchase/Refinance o house over $ 1 million .

Keep in mind:
Even if interest rates drop, your mortgage interest rate will remain the same, unless you refinance your mortgage.

Our word of caution!
Because the monthly payments on a Fixed Rate Mortgage is generally higher than for other mortgages, due to principal and interest payments you may not be able to qualify for as large a loan as you can qualify when you apply for an ARM loan. For more information about your choices please contact our office at 510-279-7736.We will asses and explain which of the programs will be better suited for you.

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